A County Court Judgment (“CCJ”) secures a debt owed to a creditor, which, if not paid within twenty-eight days of the date of the judgment; will remain on the debtor’s credit file for 6 years, impacting their ability to obtain credit.
In a lot of instances, a CCJ is enough to prompt payment of the debt however, this is not guaranteed, and you should be aware of the need to enforce a judgment.
It can be extremely frustrating for a creditor, who has already spent time, effort and cost to obtain a CCJ, to then still not receive the payment owed to them. You should always start the process with an end in mind and it is sensible to consider the likeliness of obtaining payment from the debtor. Any knowledge you have of the debtor’s assets can hugely increase the chances of successful enforcement and will help when determining the best route to take.
Please see below list of enforcement options available to you in which we offer assistance for low fixed fees:
- High Court Enforcement
- Third party debt orders
- Charging orders
- Orders for sale following a charging order
- Attachment of earnings order
- Order to attend court for questioning
If you would like any further information, please do not hesitate to get in touch with us.
This article was written by Sophie Taylor, a legal assistant in our debt recovery team. For more information about high court enforcement, contact slt@debenhamsottaway.co.uk or call 01727 735632.
The contents of this article are intended for general information purposes only and shall not be deemed to be, or constitute legal advice. We cannot accept responsibility for any loss as a result of acts or omissions taken in respect of this article.
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- Sophie Taylor
- Legal Assistant
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